Pre-authorizations
An overview of Pre-authorizations offered by Smart Checkout.
Pre-authorization (pre-auth) transactions with a debit card or credit card hold the balance as unavailable either until the merchant ‘captures’ the transaction or the hold ‘falls off’. The latter is automatically done after a certain period, at which point the pre-authorization is ‘lost’ and can no longer be captured.
A pre-authorization is enabled if the following condition is met:
- The
isPreAuthrequest body parameter within the create payment order API call is set totrue
More information on handling pre-authorizations (including creating, capturing and cancelling) can be found on our tutorial page.
Pre-authorizations are not available with [recurring payments](/tutorials-for-payments/create-a-recurring-payment) or [card installments](/tutorials/payments/handle-payments-with-installments/)
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