Information on the MB WAY payment method.


MB WAY is a Portuguese interbank network. It is the largest interbank network in Portugal. It allows the customers of 21 participating banks (100% coverage in the Portuguese market) to transfer money. MB NET allows users to make payments through the Internet and it is set up for online shopping. The new method will be available in Card Not Present Transactions (eCommerce), from Smart Checkout Environment.

MB WAY is a payment method where the client inserts his mobile number (registered in MB WAY system with an MB Card) and receives a validation message to authorize the payment.

To pay in stores, customers use QR code.

User Experience


At the online checkout, the customer selects MB WAY as their preferred payment method:

MB WAY - User Journey - 1

The customer is then notified that they must complete the transaction from within their MB WAY app:

MB WAY - User Journey - 2

Within the app, the payment should be listed within the My payments section:

MB WAY - User Journey - 3

The customer simply navigates to this section to see the payment and click on ACCEPT:

MB WAY - User Journey - 4

The customer can then select their preferred payment card before clicking on Accept purchase to complete the payment:

MB WAY - User Journey - 5



Merchants do not need to have an account with MB WAY. Customer must own a Portuguese Bank Account.

How to activate MB WAY

Merchants do not need to have an account with MB WAY

Environment Activation details
Production Activation of this payment method is instant. Once activated, merchants will immediately be able to accept payments via MB WAY.
Demo This payment method is unavailable on demo environment.

Merchants can only activate MB WAY on their own from their Viva account interface. To activate MB WAY, please follow the procedure below:

  1. Sign in to your production Viva account .

  2. Click on Settings > API Access and scroll down to the MB WAY (Payment Method) section.

  3. Click on the Enable MB WAY as a payment method button:

    Enable MB WAY as a payment method

  4. MB WAY will be activated and a MB WAY ID allocated to you

  5. If you would like to deactivate MB WAY, click on the Disable MB WAY as a payment method button:

    Disable MB WAY as a payment method

Payment method messaging

It is important that the customer is aware of the payment methods you offer via Smart Checkout, as this will increase conversion and average order values. Please see our payment method messaging guide for more details on why and where we would recommend adding this information to your site.

If desired, you can download and use this icon on your site or online store, in order to show customers you offer MB WAY as a payment method:

Payment Method Icon - MB WAY

Get Support

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