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Account Transaction Created

Notification of an account transaction.

Overview

This webhook will be triggered when the wallet/bank account balance changes for any reason, such as the below events:

1 The clearance process will generate 2x webhooks per-scheme, which will be sent:

  • After the clearance process has taken place for that scheme
  • Once Viva’s fees have been deducted

2 The webhook will relate to the account in which the funds are deducted - i.e. the account to which the card is linked

Webhook configuration

To enable in the viva banking app:

  1. Log in to Viva, demo or live , and select the required account.

  2. Visit Settings > API Access > Webhooks.

  3. Click on the Create Webhook link.
    The New Webhook dialog box is displayed.

  4. Enter your webhook URL in the URL field.

  5. Click on the Verify link.
    If verified successfully, a confirmation message is displayed.

  6. Choose Account Transaction Created from the Event Type dropdown:

    Account Transaction webhook

  7. Select the Active checkbox to activate notifications.

  8. Click on the Save button.

Response example

You may find below the sample response with EventTypeId 2054.

{
  "Url": "Your webhook URL",
  "EventData": {
    "Tag": "PayOutIbanReversal",
    "Iban": null,
    "PersonId": "11ac9cd4-c9ea-48d3-b414-1f10ce664aad",
    "WalletId": 2263446434318,
    "BankId": null,
    "ParentId": "a787e1bb-8101-4043-8618-3b962d8f6cfc",
    "Amount": -100.4, //Amount in EUR, GBP, ZLOTY, ETC.
    "IsInternal": false,
    "StatusId": "F",
    "Created": "2022-05-26T03:01:42.457",
    "CardNumber": null,
    "Description": "Wallet2Wallet Transfer - Merchant Trade Name - [Optional text to show on account statement]",
    "ValueDate": null,
    "BankAccountId": null,
    "CurrencyCode": "978",
    "TargetAmount": 10,
    "SaleTransactionId": null,
    "TargetReserved": 0,
    "TargetAvailable": 10,
    "TargetOverdraft": 0,
    "WalletTransactionId": "6fb74d4a-aa92-4920-a759-49a703834c03",
    "WalletFriendlyName": "Primary",
    "InternalDescription": null,
    "TypeId": 20,
    "SubTypeId": 140
  },
  "Created": "2022-05-26T00:01:42.4752623Z",
  "CorrelationId": "22-146-51FB37DB",
  "EventTypeId": 2054,
  "Delay": null,
  "MessageId": "82606171-a5a3-4330-8a86-548b4344f451",
  "RecipientId": "11ac9cd4-c9ea-48d3-b414-1f10ce664aad",
  "MessageTypeId": 512
}

Webhook body

You can find below the body parameters of this webhook

Parameter Description Example
Tag The tag that triggered for this event
  • PayinIris
  • Ppro-setup
  • PayoutIris
  • Liberis_loan
  • Loan-reserve
  • Youlend_loan
  • Betting-voucher
  • Issuing-card-fee
  • PayInIbanReversal
  • PayInIrisReversal
  • Discount-terminals
  • PayOutIbanReversal
  • PayOutIrisReversal
  • Discvat-terminals
  • Loan.application.fee
  • Vissuing-fx-fee
  • Discount-commitment
    • Iban The Iban the wallet owner sent a bank transfer to null
    PersonId The Id of the person/merchant that initiated the action, or who billing created an obligation for bdf4c6b3-c26d-4046-b5df-5c443ec39d09
    WalletId The wallet from which the transaction was initiated 657297971060
    BankId Bank's ID null
    ParentId The parent TransactionId (if any) of the current transaction d1b9242b-5665-44a0-903b-7325b235ca2f
    Amount The signed amount of the transaction. Represents the total funds paid by the customer and includes TotalFee (when applicable) -100.4
    IsInternal True, if the wallet Trn was created through internal viva operations false
    StatusId The status of the transaction F
    Created Transaction's creation timestamp 2021-11-04T17:30:24.363
    CardNumber The card number used (applicable for card related transaction types) null
    Description This description is related to the wallet transaction Transfer Wallet2Wallet - George Popa - Test Description
    ValueDate The settlement date of the bank transfer, if the wallet Trn was created from a bank transfer null
    BankAccountId (uuid) null
    CurrencyCode The currency of the transaction in ISO 4217 numeric format (e.g. “978” for Euro) 978
    targetAmount Wallet amount after the execution of this transaction 10
    SaleTransactionId The transaction id which is matched to the wallet transaction which generated this event. (e.g. a paid order which resulted in a balance change of a wallet) null
    targetReserved Reserved amount 10
    targetAvailable Available amount after the execution of this transaction 10
    targetOverdraft Overdraft amount 10
    WalletTransactionId The Id of the wallet transaction that was created as a result of this transaction ea312e33-25ef-4858-886f-6298898f4249
    WalletFriendlyName The wallet name that given to it ea312e33-25ef-4858-886f-6298898f4249
    InternalDescription This description is related to the wallet transaction. If the payment is linked with an RF payment (applied only for Greek merchants) then this parameter will be filled with th RF code. null
    TypeId The wallet typeId Possible values are the below:

  • 20 = Change Wallet Balance
  • 21 = Change Wallet Overdraft
  • 32 = Change Wallet Available
    • SubTypeId SubType Id of the transaction Please see the below table for all SubType ids and their descriptions.

    SubType Ids of transactions

    When receiving information about a transaction via the Account Transaction Created webhook, certain transaction feedback parameters can be found in the webhook body. In particular, the SubTypeId parameter is used to return information related to the source of the transaction. For more details, please see the SubTypeId, Name and Description columns below.

    SubTypeId Name Description
    2 FeeChargeBack This is a fee applied to a customer for losing a dispute/chargeback.
    3 FeePayOutCard This is a fee applied to a customer for sending money from their account to a Visa or Mastercard card.
    4 FeePayOutIban This is a fee applied to a customer for sending money from their account to an IBAN account (outside of VW ecosystem).
    5 FeeSalesCommission This is a fee applied to a customer for accepting payments on their Viva account.
    6 FeePayInCash This is a fee applied to a customer for topping up their account balance via cash at Viva Spots. Viva Spots are a reseller network (gas stations, supermarkets, etc) and currently is only available to Greece.
    7 FeePayInDias This is a fee applied to a customer for topping up their account balance via DIAS.
    8 FeePayInCard This is a fee applied to a customer for topping up their account balance via a card.
    9 FeePayInVoucher This is a fee applied to a customer for topping up their account balance via an e-money code. E-money codes can be purchased at Viva Spots.
    10 FeeWalletCharge This is a fee applied to a customer for paying with their Viva balance and they have to pay an extra fee. E.g. during a bill payment scenario.
    11 FeeCashCommission This is a fee applied to a customer for accepting cash payments on their Viva account.
    12 FeeDiasCommission This is a fee applied to a customer for accepting payments via DIAS payment codes on their Viva account.
    13 FeeCardCommission This is a fee applied to a customer for accepting card payments.
    14 FeeWalletCommission This is a fee applied to a customer for accepting payments via Pay with Viva.
    15 FeeAliPayCommission This is a fee applied to a customer for accepting AliPay payments.
    16 FeeOnDemandClearance This is a fee applied to a customer for having their funds instantly cleared to their account (normal schedule is usually next day settlement).
    18 FeeWithdrawal This is a fee applied to a customer for wirthdrawing funds from their account's balance.
    19 FeeAlternativePaymentsCommission This is a fee applied to a customer for accepting card payments through alternative payment methods (different per country, e.g. Paypal).
    20 PayInCash This is a credit transaction equal to the top-up amount applied to a customer when topping up their balance via cash.
    21 PayInDias Incoming bill payments.
    22 PayInCard This is a credit transaction equal to the top-up amount applied to a customer for topping up their account balance via a card.
    23 PayInVoucher This is a credit transaction equal to the top-up amount applied to a customer for topping up their account balance via an e-money code.
    24 PayInSmartMoney This is a credit transaction equal to the top-up amount applied to a customer for topping up their account balance via an Smart Money voucher.
    25 PayInIban This is a credit transaction equal to the top-up amount applied to a customer for topping up their account balance or receiving funds via IBAN transfer.
    30 PayOutIban This is a debit transaction equal to the amount of money a customer sent from their account to an IBAN account.
    31 PayOutCard This is a debit transaction equal to the amount of money a customer sent from their account to a card.
    32 PayOutDirectDebit This is a debit transaction equal to the amount of money a customer paid via SEPA Direct Debit.
    80 ClearanceOther The clearance process for other payment types has been executed.
    81 ClearanceCash The clearance process for cash payments has been executed.
    82 ClearanceDias The clearance process for Dias payments has been executed.
    83 ClearanceCards The clearance process for card payments has been executed.
    84 ClearanceWallet The clearance process for Pay with Viva Wallet payments has been executed.
    85 ClearanceResellerFee The clearance process for Reseller Fees has been executed.
    86 ClearanceAliPay The clearance process for Alipay payments has been executed.
    87 ClearanceAlternativePayments The clearance process for alternative payment types has been executed.
    88 ClearancePayconiq The clearance process for Payconiq payments has been executed.
    100 CardPurchase A debit transaction has been made using a Viva Debit card.
    101 CardPurchaseReserve Used for reserving available balance between authorisation and clearance of a CardPurchase.
    102 CardPurchaseReserveAdvice This is similar to CardPurchaseReserve.
    103 CardPurchaseUnreserve Used for releasing available balance between authorisation and clearance of a CardPurchase.
    104 CardPurchaseWithCashBack A CardPurchase has been made with CashBack withdrawn.
    105 CardPurchaseWithCashBackReserve Used for reserving available balance between authorisation and clearance of a CardPurchase with CashBack.
    106 CardPurchaseWithCashBackReserveAdvice This is similar to CardPurchaseWithCashBackReserve.
    107 CardPurchaseWithCashBackUnreserve Used for releasing available balance between authorisation and clearance of a CardPurchase with CashBack.
    108 CardWithdrawal A cash withdrawal has been made using a Viva Debit card at an ATM.
    109 CardWithdrawalReserve Used for reserving available balance between authorisation and clearance of a CardWithdrawal.
    110 CardWithdrawalReserveAdvice This is similar to CardWithdrawalReserve.
    111 CardWithdrawalUnreserve Used for releasing available balance between authorisation and clearance of a CardWithdrawal.
    112 CardCashDisbursement A cash withdrawal has been made using a Viva debit card at a POS.
    113 CardCashDisbursementReserve Used for reserving available balance between authorisation and clearance of a CardCashDisbursement.
    114 CardCashDisbursementReserveAdvice This is similar to CardCashDisbursementReserve.
    115 CardCashDisbursementUnreserve Used for releasing available balance between authorisation and clearance of a CardCashDisbursement.
    116 CardPurchaseReturn A refund has been made to a Viva Debit card.
    117 CardPayment A credit transaction (such as OCT) has been made towards a Viva cardholder.
    130 FeePayconiqCommission A commission fee has been deducted relating to payments made via the Payconiq payment method.
    140 WalletTransfer A wallet transfer has been made (sent or received from another account).
    141 WalletCharge A customer payment (charge) has been made via the Pay with Viva Wallet payment method.
    142 WalletRefund A customer refund has been made via the Pay with Viva Wallet payment method.
    143 WalletTransactionReserve Used for reserving available balance linked to transactions made via the Pay with Viva Wallet payment method.
    144 WalletTransactionUnreserve Used for releasing available balance linked to transactions made via the Pay with Viva Wallet payment method.
    146 WalletManualAdjustment A debit or credit transaction used internally in case of ad-hoc, non-automated processes.
    147 WalletFundsReserve This is a transaction used to hold available funds from being used from a customer.
    148 WalletFundsUnreserve This is a transaction used to release available funds to a customer.
    149 WalletFundsConfiscation This is a debit transactioned used to confiscate funds from a customer in case of regulatory duty.
    150 WalletSmartMoneyIssue This is a debit transaction used when a customer issues a Smart Money voucher. The amount equal to that of the Smart Money Voucher.
    151 WalletSmartMoneyServiceFee This is a fee applied to a customer for issuing a Smart Money voucher.
    152 WalletSubscriptionDevice This is a debit transaction applied to a customer account as a subscription fee for having a POS card terminal from us.
    154 WalletSubscriptionPackage This is a debit transaction applied to a customer account as a subscription fee for having a certain feature (package).
    156 WalletPricingCashback This is a credit transaction applied to a customer when they win cashback for using their Viva card to pay for expenses. The cashback amount relates to acquiring fee of the customer.
    157 WalletObligationReserve This transaction is used for collecting money from a customer. Even if they don't have available funds at the time of this transaction, once funds are there they will be held from the customer.
    158 WalletObligationUnreserve This transaction is used for releasing funds to customer previously held with 157.
    159 WalletObligation This is a debit transaction used for capturing funds from a customer account, that were previously held with 157.
    160 WalletIssuingPartnerSettlement Used in white-label issuing scenario. Used to settle funds with the card scheme using funds from the Issuing Partner.
    162 SaleTransactionReserve This is a transaction used to hold from a customer available funds linked to a payment they accepted.
    163 SaleTransactionUnreserve This is a transaction used to release to a customer available funds linked to a payment they accepted and were previously held with SaleTransactionReserve.
    164 ManualAdjustmentMoneyOutToIban This is a debit transaction used from Finance to emulate a payment transfer that is not automatically processed and needs to be manually executed from them.
    165 ManualAdjustmentMoneyOutToIbanFee This is a fee applied to a customer for sending money from their account to an IBAN account (outside of VW ecosystem) but the transaction was executed manually from Finance.
    166 ManualAdjustmentOtherAmount This is a debit or credit transactionis  used from Finance  for scenarios that are not automated from a system.
    167 ManualAdjustmentOtherFee This is a debit transaction used from Finance to apply other fees that are not automated from a system.
    168 ManualAdjustmentDepositViaBankTransfer This is a debit transaction used from Finance to emulate a payment transfer that is not automatically processed and needs to be manually executed from them.
    169 ManualAdjustmentChargeback Opposite of 164.
    170 ObligationsPosTerminalSubscriptionFee This is a debit transaction applied to a customer account as a subscription fee for having a POS card terminal from us. In the form of obligation, meaning that it can be applied on available balance even if the current available funds are not sufficient.
    171 Obligations3GSubscriptionFee This is a debit transaction applied to a customer account as a subscription fee for data SIM card from us. In the form of obligation, meaning that it can be applied on available balance even if the current available funds are not sufficient.
    176 ObligationsVivaCardOrderFee This is a fee applied to a customer when they order physical card card for their account with standard activation.
    177 ObligationsVivaCardOrderFeeExpress This is a fee applied to a customer when they order physical card card for their account with express activation.
    178 ResellerFee This is a fee applied to our account when we cover a fee for a transaction made at a reseller.
    179 AccountMaintenanceFee This is a fee applied to a customer when we have to investigate an accoun (e.g. in case of breach of Terms of service or fraudulent activity).
    180 BillPaymentFee This is a fee applied to a customer who pay his/her bill in the additional Viva Spot points.
    181 TerminationFee This is a fee applied to a customer when we have to terminate their account (e.g. in case of breach of Terms of service or fraudulent activity).
    182 MinimumClearingFee This is a fee applied to a customer who has committed a minimum spend with us but have not made it.
    183 IsvAcquiringCommission This is a credit applied to ISV partner accounts for earning their revenue from customers they enable to accept payments with Viva.
    184 PayPalProcessingFee This is a fee applied to a customer for accepting payments with PayPal.
    190 PrepaymentLoanDisbursement This is a credit applied to an account to get in advance funds instead of collecting monthly instalments so they have cash flow.
    191 PrepaymentLoanInstallment This is a debit transaction applied for repayments of 190.
    192 CashAdvanceLoanDisbursement This is a credit applied to an account when they get disbured funds for Merchant Cash Advance.
    193 CashAdvanceLoanRepayment This is a debit transactiom applied for repayments of Merchant Cash Advance.
    197 IrisIssuingPurchase This is a debit transaction equal to the amount of money a customer spent by using IRIS commerce (DIAS payment method).
    198 IrisIssuingReserve This transaction is IRIS purchase related and reserves the available balance from our customer between payment authorization and completion of a payment.
    199 IrisIssuingUnreserve Does the opposite of 198. Used for releasing funds from the available balance. (Example case: account holder decides to cancel a transaction after it has been authorized but not yet completed).
    200 TransfersPlatformAmountSettlement Specifies the money transfer from platform account to a seller account.
    201 TransfersPlatformFeeSettlement Specifies the refund of platform fee.
    202 TransfersPlatformAmountClearance Clerance of Marketplace Transfers between platform and seller.
    203 TransfersPlatformFeeClearance Specifies the platform fee transfers.

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